Real Estate & Renovation Calculators
Professional-grade tools to help you make informed decisions about your property investments, renovations, and home purchases across Ontario.
Mortgage Calculator
Canadian mortgage with CMHC insurance
Mortgage Amount
$640,000
Total Interest
$539,048
Monthly Payment
$3,930
Estimate only. Figures are for planning and may not reflect current rates, taxes, or site conditions. Contact us for an exact, no-obligation quote.
Land Transfer Tax Calculator
Ontario & Toronto municipal tax
Ontario LTT
$12,475
Toronto Municipal LTT
$11,725
Total Land Transfer Tax
$24,200
Estimate only. Figures are for planning and may not reflect current rates, taxes, or site conditions. Contact us for an exact, no-obligation quote.
Renovation Cost Estimator
GTA market rates for 2026
Estimated Cost Range
$60,000 – $97,500
*Estimates based on GTA market rates. Actual costs may vary.
Estimate only. Figures are for planning and may not reflect current rates, taxes, or site conditions. Contact us for an exact, no-obligation quote.
Investment ROI Calculator
BRRRR & flip analysis
Total Investment
$780,000
Flip Profit
$170,000
ROI
21.8%
Annualized ROI
43.6%
Total Return (with rental income)
$191,000
Cash-on-Cash: 24.5%
Estimate only. Figures are for planning and may not reflect current rates, taxes, or site conditions. Contact us for an exact, no-obligation quote.
Home Affordability Calculator
Based on the Canadian mortgage stress test
Stress Test Rate: 7.50%
Canadian regulations require qualification at the higher of your rate + 2% or 5.25%.
Max Monthly Payment
$3,900
Max Mortgage
$527,746
Maximum Purchase Price
$627,746
Estimate only. Figures are for planning and may not reflect current rates, taxes, or site conditions. Contact us for an exact, no-obligation quote.
Ready to turn numbers into reality?
These calculators provide estimates. Get an accurate, personalized quote for your specific project from our team.